/*
 * Simulador Imóvel - Style System v2
 * Estética: Fintech Brasileiro · Warm Professional · Friendly
 * Tipografia: Plus Jakarta Sans (corpo) + Fraunces (display)
 */

/* ── TOKENS ─────────────────────────────────────────────── */
:root {
  /* Cores principais */
  --blue-50:  #eff5ff;
  --blue-100: #dbeafe;
  --blue-200: #bfdbfe;
  --blue-400: #60a5fa;
  --blue-500: #3b82f6;
  --blue-600: #2563eb;
  --blue-700: #1d4ed8;
  --blue-800: #1e40af;
  --blue-900: #1e3a8a;

  /* Neutros quentes */
  --gray-50:  #fafaf9;
  --gray-100: #f5f5f4;
  --gray-200: #e7e5e4;
  --gray-300: #d6d3d1;
  --gray-400: #a8a29e;
  --gray-500: #78716c;
  --gray-600: #57534e;
  --gray-700: #44403c;
  --gray-800: #292524;
  --gray-900: #1c1917;

  /* Semânticos */
  --success: #22c55e;
  --success-light: #dcfce7;
  --danger:  #ef4444;
  --danger-light: #fee2e2;
  --warning: #f59e0b;
  --whatsapp: #25d366;
  --whatsapp-dark: #16a34a;

  /* Superfícies */
  --bg:        #ffffff;
  --bg-tinted: #f8f7f5;
  --bg-cta:    #0f2a5c;

  /* Texto */
  --text-1: #1c1917;
  --text-2: #57534e;
  --text-3: #a8a29e;

  /* Bordas */
  --border:       #e7e5e4;
  --border-focus: #3b82f6;

  /* Sombras suaves */
  --shadow-sm: 0 1px 3px rgba(0,0,0,.06), 0 1px 2px rgba(0,0,0,.04);
  --shadow-md: 0 4px 12px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.04);
  --shadow-lg: 0 12px 32px rgba(0,0,0,.09), 0 4px 8px rgba(0,0,0,.05);

  /* Layout */
  --radius-xs: 4px;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --radius-xl: 20px;
  --radius-2xl:28px;

  --max-w: 1180px;
  --t: .18s ease;
}

/* ── RESET ───────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Plus Jakarta Sans',system-ui,sans-serif;font-size:16px;line-height:1.6;color:var(--text-1);background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{cursor:pointer;font-family:inherit;border:none;background:none;padding:0}
ul{list-style:none}
strong{font-weight:600}
canvas{display:block;width:100%!important}

/* ── CONTAINER ───────────────────────────────────────────── */
.wrap{max-width:var(--max-w);margin:0 auto;padding:0 24px}

/* ── BUTTONS ─────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:10px 20px;border-radius:var(--radius-md);font-size:.9rem;
  font-weight:600;transition:var(--t);white-space:nowrap;
  letter-spacing:.01em;
}
.btn-primary{background:var(--blue-600);color:#fff}
.btn-primary:hover{background:var(--blue-700);transform:translateY(-1px);box-shadow:0 4px 16px rgba(37,99,235,.3)}
.btn-primary:active{transform:translateY(0)}
.btn-outline{
  border:1.5px solid var(--border);background:#fff;color:var(--text-1);
  box-shadow:var(--shadow-sm);
}
.btn-outline:hover{border-color:var(--blue-500);color:var(--blue-600);box-shadow:var(--shadow-md)}
.btn-ghost{color:var(--blue-600);background:transparent}
.btn-ghost:hover{background:var(--blue-50)}
.btn-whatsapp{background:var(--whatsapp);color:#fff;font-size:1rem}
.btn-whatsapp:hover{background:var(--whatsapp-dark);transform:translateY(-1px)}
.btn-sm{padding:8px 16px;font-size:.85rem}
.btn-lg{padding:13px 24px;font-size:.975rem}
.btn-full{width:100%}

/* ── PILLS ───────────────────────────────────────────────── */
.pill{
  display:inline-flex;align-items:center;gap:6px;
  padding:5px 12px;border-radius:999px;font-size:.78rem;font-weight:600;
  letter-spacing:.04em;
}
.pill-accent{background:var(--blue-50);color:var(--blue-800);border:1px solid var(--blue-200)}
.pill-light{background:rgba(255,255,255,.12);color:rgba(255,255,255,.9);border:1px solid rgba(255,255,255,.2)}

/* ── SECTIONS ────────────────────────────────────────────── */
.section{padding:80px 0}
.section-tinted{background:var(--bg-tinted)}
.section-cta{background:var(--bg-cta);color:#fff}

.section-head{text-align:center;margin-bottom:56px}
.section-head h2{
  font-family:'Fraunces',Georgia,serif;font-size:clamp(1.8rem,3.5vw,2.6rem);
  font-weight:600;color:var(--text-1);letter-spacing:-.02em;margin-bottom:12px;
}
.section-head p{font-size:1.05rem;color:var(--text-2);max-width:500px;margin:0 auto}

/* ── CARDS ───────────────────────────────────────────────── */
.card{
  background:var(--bg);border:1px solid var(--border);
  border-radius:var(--radius-xl);box-shadow:var(--shadow-sm);
}
.card-header{
  padding:22px 28px 0;
}
.card-header h3{font-size:1rem;font-weight:700;color:var(--text-1)}
.card-body{padding:24px 28px 28px}

/* ── FORM ELEMENTS ───────────────────────────────────────── */
.field{margin-bottom:18px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.label{
  display:block;font-size:.82rem;font-weight:600;
  color:var(--text-2);margin-bottom:7px;
}
.label-opt{font-weight:400;color:var(--text-3)}
.input-group{position:relative;display:flex;align-items:center}
.input-affix,.input-affix-right{
  position:absolute;font-size:.88rem;font-weight:600;
  color:var(--text-3);pointer-events:none;user-select:none;
}
.input-affix{left:14px}
.input-affix-right{right:14px}
.input{
  width:100%;padding:11px 14px;border:1.5px solid var(--border);
  border-radius:var(--radius-md);font-family:inherit;font-size:.94rem;
  color:var(--text-1);background:#fff;outline:none;
  transition:border-color var(--t),box-shadow var(--t);
}
.input-group .input{padding-left:42px}
.input-group:has(.input-affix-right) .input{padding-right:52px}
.input:focus{border-color:var(--border-focus);box-shadow:0 0 0 3px rgba(59,130,246,.12)}
.input.err{border-color:var(--danger);box-shadow:0 0 0 3px rgba(239,68,68,.1)}
.input::placeholder{color:var(--text-3)}
.field-error{display:block;font-size:.78rem;color:var(--danger);margin-top:5px;min-height:1em;font-weight:500}
.field-hint{display:block;font-size:.78rem;color:var(--success);margin-top:5px;font-weight:500}
.select-input{appearance:none;-webkit-appearance:none;-moz-appearance:none;padding-right:42px;background-image:linear-gradient(45deg,transparent 50%,var(--text-3) 50%),linear-gradient(135deg,var(--text-3) 50%,transparent 50%);background-position:calc(100% - 18px) calc(50% - 3px),calc(100% - 12px) calc(50% - 3px);background-size:6px 6px,6px 6px;background-repeat:no-repeat}

/* ── SISTEMA TOGGLE ──────────────────────────────────────── */
.sistema-toggle{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.sistema-btn{
  display:flex;align-items:center;gap:12px;
  padding:14px 16px;border:1.5px solid var(--border);
  border-radius:var(--radius-md);background:#fff;text-align:left;
  transition:var(--t);position:relative;
}
.sistema-btn:hover{border-color:var(--blue-400);background:var(--blue-50)}
.sistema-btn.active{border-color:var(--blue-600);background:var(--blue-50)}
.sist-icon{color:var(--text-3);flex-shrink:0;transition:color var(--t)}
.sistema-btn.active .sist-icon{color:var(--blue-600)}
.sist-text{flex:1}
.sist-name{display:block;font-size:.95rem;font-weight:700;color:var(--text-1);line-height:1.2}
.sistema-btn.active .sist-name{color:var(--blue-700)}
.sist-desc{display:block;font-size:.75rem;color:var(--text-3);margin-top:2px}
.sist-check{
  color:var(--blue-600);opacity:0;
  transition:opacity var(--t);flex-shrink:0;
}
.sistema-btn.active .sist-check{opacity:1}

/* ── HEADER ──────────────────────────────────────────────── */
.header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-bottom:1px solid var(--border);
}
.header-wrap{
  display:flex;align-items:center;gap:32px;
  padding-top:14px;padding-bottom:14px;
}
.brand{display:flex;align-items:center;gap:8px}
.brand-mark{display:flex;flex-shrink:0}
.brand-name{font-size:1.1rem;font-weight:800;color:var(--text-1);letter-spacing:-.02em}
.nav{display:flex;gap:24px;margin-left:auto}
.nav-link{font-size:.88rem;font-weight:500;color:var(--text-2);transition:color var(--t)}
.nav-link:hover{color:var(--blue-600)}
.hamburger{display:none;flex-direction:column;gap:5px;padding:8px;margin-left:auto}
.hamburger span{display:block;width:22px;height:2px;background:var(--text-1);border-radius:2px;transition:var(--t)}
.mobile-nav{display:none;border-top:1px solid var(--border);padding:8px 0 16px}
.mobile-nav-link{display:block;padding:12px 24px;font-size:.95rem;font-weight:500;color:var(--text-1)}
.mobile-nav-link:hover{color:var(--blue-600)}
.mobile-nav-cta{color:var(--blue-600);font-weight:700}

/* ── AD BAR ──────────────────────────────────────────────── */
.ad-bar{display:flex;justify-content:center;padding:12px 24px;background:var(--gray-100);border-bottom:1px solid var(--border)}
.ad-placeholder{
  max-width:728px;width:100%;height:90px;
  background:repeating-linear-gradient(45deg,#ebe9e6,#ebe9e6 8px,#f0ede9 8px,#f0ede9 16px);
  border:1.5px dashed var(--gray-300);border-radius:var(--radius-sm);
  display:flex;align-items:center;justify-content:center;
  font-size:.75rem;color:var(--text-3);letter-spacing:.06em;font-weight:500;
}

/* ── HERO ────────────────────────────────────────────────── */
.hero{
  position:relative;background:linear-gradient(160deg,#f0f6ff 0%,#faf9f8 60%);
  padding:80px 0 72px;overflow:hidden;
}
.hero-orb{
  position:absolute;border-radius:50%;pointer-events:none;
  filter:blur(60px);
}
.hero-orb-1{
  width:500px;height:500px;
  background:radial-gradient(circle,rgba(59,130,246,.12) 0%,transparent 70%);
  top:-120px;right:-100px;
}
.hero-orb-2{
  width:300px;height:300px;
  background:radial-gradient(circle,rgba(34,197,94,.08) 0%,transparent 70%);
  bottom:-60px;left:10%;
}
.hero-wrap{
  position:relative;display:grid;
  grid-template-columns:1fr auto;gap:48px;align-items:center;
}
.hero-text{max-width:560px}
.hero-text .pill{margin-bottom:20px}
.hero-text h1{
  font-family:'Fraunces',Georgia,serif;
  font-size:clamp(2.4rem,5.5vw,3.8rem);font-weight:600;
  line-height:1.1;letter-spacing:-.03em;color:var(--text-1);margin-bottom:18px;
}
.hero-text h1 em{font-style:italic;color:var(--blue-700)}
.hero-sub{font-size:1.08rem;color:var(--text-2);margin-bottom:28px;line-height:1.65}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
.trust-bar{display:flex;gap:20px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:6px;font-size:.82rem;font-weight:500;color:var(--text-2)}
.trust-item svg{color:var(--success);flex-shrink:0}

/* Hero preview card */
.hero-card-preview{display:flex;flex-direction:column;gap:12px;min-width:280px}
.preview-card{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-xl);
  padding:24px;box-shadow:var(--shadow-lg);
}
.preview-label{font-size:.75rem;font-weight:600;color:var(--text-3);text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px}
.preview-value{
  font-size:2rem;font-weight:800;color:var(--text-1);
  letter-spacing:-.03em;margin-bottom:4px;line-height:1;
}
.preview-dec{font-size:1.2rem;color:var(--text-2)}
.preview-meta{font-size:.78rem;color:var(--text-3);margin-bottom:18px}
.pbar-wrap{display:flex;align-items:center;gap:8px;margin-bottom:8px}
.pbar-label{font-size:.75rem;color:var(--text-2);width:76px;flex-shrink:0}
.pbar{flex:1;height:6px;background:var(--gray-100);border-radius:3px;overflow:hidden}
.pbar-fill{height:100%;border-radius:3px;transition:width .6s ease}
.pbar-fill.danger{background:var(--danger)}
.pbar-fill.success{background:var(--success)}
.pbar-pct{font-size:.75rem;font-weight:600;color:var(--text-2);width:30px;text-align:right}
.preview-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.pstat{
  background:#fff;border:1px solid var(--border);border-radius:var(--radius-md);
  padding:10px;text-align:center;
}
.pstat-val{display:block;font-size:.9rem;font-weight:700;color:var(--text-1)}
.pstat-label{display:block;font-size:.68rem;color:var(--text-3);margin-top:2px}

/* ── SIMULATOR LAYOUT ────────────────────────────────────── */
.sim-layout{display:grid;grid-template-columns:480px 1fr;gap:28px;align-items:start}

/* ── RESULT PLACEHOLDER ──────────────────────────────────── */
.result-placeholder{
  display:flex;flex-direction:column;align-items:center;justify-content:center;
  min-height:340px;text-align:center;gap:14px;
  border:1.5px dashed var(--border);border-radius:var(--radius-xl);
  padding:40px 24px;color:var(--text-3);
}
.rp-icon{animation:breathe 3s ease-in-out infinite}
@keyframes breathe{0%,100%{transform:scale(1);opacity:.5}50%{transform:scale(1.04);opacity:.85}}
.result-placeholder p{font-size:.95rem;line-height:1.6;max-width:280px;color:var(--text-2)}

/* ── RESULTS ─────────────────────────────────────────────── */
.results-wrap{display:flex;flex-direction:column;gap:16px;animation:fadeUp .3s ease}
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}

.res-hero-card{
  padding:24px 28px;
  background:linear-gradient(135deg,var(--blue-800) 0%,var(--blue-900) 100%);
  border:none;
}
.res-sistema{
  display:inline-block;padding:3px 10px;border-radius:999px;
  font-size:.72rem;font-weight:700;letter-spacing:.06em;
  background:rgba(255,255,255,.15);color:rgba(255,255,255,.9);
  margin-bottom:12px;
}
.res-parcela-label{font-size:.78rem;font-weight:600;color:rgba(255,255,255,.6);text-transform:uppercase;letter-spacing:.08em;display:block;margin-bottom:4px}
.res-parcela-value{font-size:2.4rem;font-weight:800;color:#fff;letter-spacing:-.02em;line-height:1.1}
.res-parcela-sub{font-size:.8rem;color:rgba(255,255,255,.55);margin-top:6px;display:block}

.res-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.res-item{
  background:var(--bg-tinted);border:1px solid var(--border);
  border-radius:var(--radius-md);padding:12px 14px;
}
.res-label{display:block;font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--text-3);margin-bottom:4px}
.res-value{display:block;font-size:1rem;font-weight:700;color:var(--text-1)}
.res-danger{color:var(--danger)}

.res-actions{display:flex;gap:10px}
.res-actions .btn{flex:1;font-size:.82rem;padding:10px 12px}

/* ── CHARTS ──────────────────────────────────────────────── */
.charts-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.chart-card{padding:24px}
.chart-card-header{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px;flex-wrap:wrap;gap:8px}
.chart-card-header h3{font-size:.9rem;font-weight:700;color:var(--text-1)}
.chart-legend{display:flex;align-items:center;font-size:.75rem;color:var(--text-2)}
.legend-dot{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:4px}
.legend-dot.danger{background:var(--danger)}
.legend-dot.success{background:var(--success)}
.legend-dot.blue{background:var(--blue-500)}
.legend-dot.amber{background:var(--warning)}
.chart-area{position:relative;height:260px}
.empty-state{text-align:center;padding:56px 24px;color:var(--text-3);font-size:.95rem}

/* ── TABLE ───────────────────────────────────────────────── */
.table-toolbar{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px;flex-wrap:wrap}
.table-search-wrap{position:relative;display:flex;align-items:center}
.search-icon{position:absolute;left:12px;color:var(--text-3);pointer-events:none}
.table-search{
  width:260px;padding:9px 12px 9px 36px;
  border:1.5px solid var(--border);border-radius:var(--radius-md);
  font-family:inherit;font-size:.875rem;color:var(--text-1);background:#fff;outline:none;
  transition:border-color var(--t);
}
.table-search:focus{border-color:var(--border-focus)}
.table-info{font-size:.8rem;color:var(--text-3);font-weight:500}
.table-wrap{border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;overflow-x:auto}
.data-table{width:100%;border-collapse:collapse;font-size:.875rem;min-width:520px}
.data-table thead{background:var(--gray-800)}
.data-table thead th{
  padding:13px 18px;text-align:left;font-size:.72rem;
  font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--gray-300);
}
.data-table tbody tr{border-bottom:1px solid var(--border);transition:background var(--t)}
.data-table tbody tr:last-child{border-bottom:none}
.data-table tbody tr:hover{background:var(--blue-50)}
.data-table tbody tr.yr{background:var(--gray-50)}
.data-table tbody td{padding:11px 18px;color:var(--text-1)}
.data-table tbody td:first-child{font-weight:700;color:var(--text-3);font-size:.82rem;font-variant-numeric:tabular-nums}
.td-j{color:var(--danger);font-weight:500}
.td-a{color:#15803d;font-weight:500}

.pagination{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:20px;flex-wrap:wrap}
.pag-btn{
  width:34px;height:34px;border:1px solid var(--border);border-radius:var(--radius-sm);
  background:#fff;font-size:.85rem;font-weight:600;color:var(--text-2);
  display:flex;align-items:center;justify-content:center;transition:var(--t);
}
.pag-btn:hover:not(:disabled){border-color:var(--blue-400);color:var(--blue-600)}
.pag-btn.active{background:var(--blue-600);border-color:var(--blue-600);color:#fff}
.pag-btn:disabled{opacity:.35;cursor:not-allowed}

/* ── BANCOS ──────────────────────────────────────────────── */
.bancos-meta{display:flex;flex-direction:column;align-items:center;gap:10px;margin:-18px 0 24px}
.bancos-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;align-items:start}
.banco-card{
  background:var(--bg);border:1.5px solid var(--border);
  border-radius:var(--radius-xl);padding:24px;
  transition:transform var(--t),box-shadow var(--t),border-color var(--t);
  position:relative;
}
.banco-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:var(--blue-300)}
.banco-card.selected{border-color:var(--blue-600);box-shadow:0 0 0 1px var(--blue-600),var(--shadow-md)}
.banco-featured{border-color:var(--blue-600);box-shadow:0 0 0 1px var(--blue-600),var(--shadow-md)}
.banco-badge{
  position:absolute;top:-11px;left:50%;transform:translateX(-50%);
  background:var(--blue-600);color:#fff;font-size:.7rem;font-weight:700;
  padding:3px 12px;border-radius:999px;white-space:nowrap;letter-spacing:.04em;
}
.banco-logo-wrap{display:flex;align-items:center;gap:10px;margin-bottom:18px}
.banco-logo{
  width:44px;height:44px;border-radius:var(--radius-md);
  display:flex;align-items:center;justify-content:center;
  font-size:.68rem;font-weight:800;color:#fff;letter-spacing:.04em;flex-shrink:0;
}
.logo-cef{background:linear-gradient(135deg,#0369a1,#075985)}
.logo-itau{background:linear-gradient(135deg,#ea580c,#c2410c)}
.logo-brad{background:linear-gradient(135deg,#dc2626,#b91c1c)}
.logo-sant{background:linear-gradient(135deg,#dc2626,#991b1b)}
.banco-name{font-size:.92rem;font-weight:700;color:var(--text-1);line-height:1.3}
.banco-tipo{font-size:.72rem;color:var(--text-3);margin-top:1px}
.banco-rate{
  background:var(--bg-tinted);border-radius:var(--radius-md);
  padding:12px;margin-bottom:16px;
}
.rate-label{font-size:.7rem;color:var(--text-3);font-weight:600;text-transform:uppercase;letter-spacing:.06em}
.rate-value{font-size:1.3rem;font-weight:800;color:var(--text-1);letter-spacing:-.02em;line-height:1.3;margin-top:2px}
.rate-unit{font-size:.85rem;font-weight:500;color:var(--text-2)}
.rate-annual{font-size:.75rem;color:var(--text-3)}
.banco-features{margin-bottom:18px;display:flex;flex-direction:column;gap:7px}
.banco-features li{font-size:.82rem;color:var(--text-2);display:flex;align-items:center;gap:6px}
.bancos-disclaimer{text-align:center;font-size:.75rem;color:var(--text-3);max-width:720px;font-style:italic}

/* ── CTA / LEADS ─────────────────────────────────────────── */
.cta-layout{display:grid;grid-template-columns:1fr 420px;gap:64px;align-items:center}
.cta-text h2{
  font-family:'Fraunces',Georgia,serif;font-size:clamp(1.7rem,3vw,2.3rem);
  font-weight:600;color:#fff;letter-spacing:-.02em;margin:16px 0 14px;
}
.cta-text p{font-size:1rem;color:rgba(255,255,255,.65);line-height:1.7;margin-bottom:24px}
.cta-list{display:flex;flex-direction:column;gap:14px}
.cta-list li{display:flex;align-items:center;gap:12px;font-size:.92rem;color:rgba(255,255,255,.8)}
.cta-icon{
  width:28px;height:28px;border-radius:var(--radius-sm);
  background:rgba(255,255,255,.1);display:flex;align-items:center;justify-content:center;
  color:rgba(255,255,255,.7);flex-shrink:0;
}
.lead-card{
  background:#fff;border-radius:var(--radius-2xl);padding:32px;box-shadow:var(--shadow-lg);
}
.lead-card h3{font-size:1.05rem;font-weight:700;color:var(--text-1);margin-bottom:22px}
.lead-success{
  display:flex;align-items:flex-start;gap:12px;
  background:var(--success-light);border:1px solid #86efac;
  border-radius:var(--radius-md);padding:14px 16px;margin-bottom:16px;
}
.success-icon{
  width:32px;height:32px;border-radius:50%;background:var(--success);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.lead-success strong{color:#15803d;font-weight:700;display:block;margin-bottom:2px}
.lead-success p{font-size:.85rem;color:#166534}
.lead-privacy{display:flex;align-items:center;gap:5px;font-size:.75rem;color:var(--text-3);margin-top:10px;justify-content:center}

/* ── EDUCAÇÃO ────────────────────────────────────────────── */
.edu-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.edu-card{
  background:var(--bg);border:1px solid var(--border);border-radius:var(--radius-xl);
  padding:32px;transition:transform var(--t),box-shadow var(--t);
}
.edu-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.edu-num{
  font-size:2.5rem;font-weight:800;color:var(--blue-100);
  font-variant-numeric:tabular-nums;line-height:1;margin-bottom:12px;
  font-family:'Fraunces',Georgia,serif;
}
.edu-card h3{font-size:1rem;font-weight:700;color:var(--text-1);margin-bottom:10px}
.edu-card p{font-size:.875rem;color:var(--text-2);line-height:1.7;margin-bottom:8px}
.edu-list{display:flex;flex-direction:column;gap:8px}
.edu-list li{font-size:.875rem;color:var(--text-2);line-height:1.6;padding-left:14px;position:relative}
.edu-list li::before{content:'·';position:absolute;left:0;color:var(--blue-400);font-weight:700;font-size:1.1rem}

/* ── FOOTER ──────────────────────────────────────────────── */
.footer{background:var(--gray-900);color:#fff;padding-top:60px}
.footer-wrap{display:grid;grid-template-columns:1.4fr 2fr;gap:60px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-brand .brand-name{color:#fff}
.footer-brand p{font-size:.87rem;color:rgba(255,255,255,.45);line-height:1.7;margin-top:12px;max-width:280px}
.footer-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.footer-col h4{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:rgba(255,255,255,.3);margin-bottom:14px}
.footer-col a{display:block;font-size:.875rem;color:rgba(255,255,255,.55);margin-bottom:9px;transition:color var(--t)}
.footer-col a:hover{color:#fff}
.footer-bottom{padding:18px 0}
.footer-bottom p{font-size:.75rem;color:rgba(255,255,255,.3);text-align:center}

/* ── MODAL ───────────────────────────────────────────────── */
.modal-backdrop{
  position:fixed;inset:0;background:rgba(15,20,40,.55);
  backdrop-filter:blur(6px);z-index:100;
  display:flex;align-items:center;justify-content:center;padding:20px;
}
.modal{
  background:#fff;border-radius:var(--radius-2xl);
  max-width:580px;width:100%;max-height:88vh;overflow-y:auto;
  box-shadow:0 32px 80px rgba(0,0,0,.22);
  animation:modalIn .22s ease;
}
@keyframes modalIn{from{opacity:0;transform:scale(.97) translateY(8px)}to{opacity:1;transform:none}}
.modal-head{
  display:flex;justify-content:space-between;align-items:center;
  padding:22px 28px;border-bottom:1px solid var(--border);
}
.modal-head h3{font-size:1rem;font-weight:700;color:var(--text-1)}
.modal-close{
  width:30px;height:30px;border-radius:var(--radius-sm);
  display:flex;align-items:center;justify-content:center;
  color:var(--text-3);transition:var(--t);
}
.modal-close:hover{background:var(--danger-light);color:var(--danger)}
.modal-body{padding:24px 28px}
.compare-cols{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.compare-col{background:var(--bg-tinted);border-radius:var(--radius-lg);padding:18px}
.compare-col h4{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text-3);margin-bottom:12px}
.compare-row{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px solid var(--border);font-size:.85rem}
.compare-row:last-child{border:none}
.cr-label{color:var(--text-2)}
.cr-val{font-weight:700;color:var(--text-1)}
.cr-val.danger{color:var(--danger)}
.compare-winner{
  background:var(--success-light);border:1px solid #86efac;border-radius:var(--radius-md);
  padding:14px 18px;font-size:.88rem;color:#15803d;text-align:center;font-weight:600;
}

/* ── UTILITIES ───────────────────────────────────────────── */
.hidden{display:none!important}

/* ── RESPONSIVE ──────────────────────────────────────────── */
@media(max-width:1024px){
  .sim-layout{grid-template-columns:1fr}
  .bancos-grid{grid-template-columns:1fr 1fr}
  .charts-grid{grid-template-columns:1fr}
  .cta-layout{grid-template-columns:1fr;gap:40px}
  .footer-wrap{grid-template-columns:1fr;gap:40px}
  .hero-wrap{grid-template-columns:1fr}
  .hero-card-preview{display:none}
}
@media(max-width:768px){
  .section{padding:56px 0}
  .nav,.header-wrap .btn-primary{display:none}
  .hamburger{display:flex}
  .mobile-nav.open{display:block}
  .edu-grid,.bancos-grid{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr}
  .res-grid{grid-template-columns:1fr}
  .res-actions{flex-direction:column}
  .footer-cols{grid-template-columns:1fr 1fr}
  .compare-cols{grid-template-columns:1fr}
}
@media(max-width:480px){
  .wrap{padding:0 16px}
  .lead-card{padding:22px 18px}
  .card-body{padding:20px 18px}
  .hero-text h1{font-size:2.2rem}
  .sistema-toggle{grid-template-columns:1fr}
  .footer-cols{grid-template-columns:1fr}
  .trust-bar{flex-direction:column;gap:8px}
}

/* ── SCROLLBAR ───────────────────────────────────────────── */
::-webkit-scrollbar{width:5px;height:5px}
::-webkit-scrollbar-track{background:transparent}
::-webkit-scrollbar-thumb{background:var(--gray-300);border-radius:3px}